buyers
Whether you’re becoming a homeowner for the first time or you are a repeat buyer, buying a house is a financial and emotional decision that requires the experience and support of a team of reliable professionals. At Refinement Escrow we guide our clients through a streamlined process and help you obtain the home of your dreams!

Home Buying Process

1. Get a Pacific Home Brokers Agent!
In the maze of forms, financing, inspections, marketing, pricing, and negotiating, it makes sense to work with professionals who know the community and much more. Our professionals are the local Realtors who serve your area.

2. Get a mortgage pre-approval with Pacific Property Loans Loan Officer
Most buyers need to finance their home purchase, and a consultation with a mortgage lender is a crucial step in the process. Find out how much you can afford before you begin your home search.

3. Look at homes
A quick search on our site will bring up thousands of homes for sale. Educating yourself on your local market and working with an experienced Realtor can help you narrow your priorities and make an informed decision about which home to choose. Our agents will set you up with a custom home search so you can obtain real time updates on new listings and homes that you are interested in purchasing.

4. Choose a home
While no one can know for sure what will happen to housing values, if you choose to buy a home that meets your needs and priorities, you’ll be happy living in it for years to come.

5. Make an offer
While much attention is paid to the asking price of a home, a proposal to buy includes both the price and terms. In some cases, terms can represent thousands of dollars in additional value or additional costs for buyers.We will help you get a great deal on the home and ensure the home is in great shape.

6. Open Escrow
Refinement Escrow will guide you through the process of obtaining your home and answer all your escrow related questions.

7. Get insurance
Real estate insurance protects owners in the event of catastrophe. If something goes wrong, insurance can be the bargain of a lifetime.

8. Closing
We will help you review the closing statement and ensure that everything is in order prior to the deed being recorded. After recording, you are now a homeowner!

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